Digital Loan

In today’s modern financial market, borrowers expect convenience and speed. At Junoon Capital Services Pvt. Ltd. we understand the need of our customers and offer a Digital Loan that flawlessly caters to their needs.

This loan is loaded with well-paid features, digital provisions, and perks that not only save you time and money but also reduce the effort required to get immediate funds.

In just a few clicks, you can apply for a loan and get a high-value, multi-purpose loan sanction. Within minutes, you can get approved for a Digital Loan at competitive terms and also get online disbursal. Being a NBFC, we optimize every step of this journey to ensure you have the best borrowing experience right from loan planning with the online EMI calculator to loan application, disbursal, and repayment. So, if you need funds immediately, you can get an instant Digital Personal Loan online with Junoon Capital Services Pvt. Ltd.

Collateral-Free | Quick Approval and Disbursal | Flexible Tenure

We highly value your borrowing experience and have customized our Digital Personal Loan to meet your expectations.

The features & benefits of a Personal Loan offered by Junoon Capital Services Pvt. Ltd. make it one of the best choices when you’re looking to get an instant loan online. Our Digital Loan is easy to get, offers quick processing and disbursal, has minimal documentation requirements, and provides you with the flexibility required to manage repayment with ease.

Top Features of the Junoon Capital Services Pvt. Ltd. Digital Loan

Collateral-free - There is no need to pledge any collateral with us. Focus on your dreams without worrying about your assets!
Multi-purpose usage - Use the loan for any purpose, we won’t limit the end-use. Right from vacation, wedding, and higher education to medical emergency, home renovation, and debt consolidation; the loan can be used for multiple purposes.

Competitive interest rate & charges - With Junoon Capital Services Pvt. Ltd. Personal Loan, you can be sure of getting the best interest rate that is available in the market. Apart from that, other charges and fees are also priced rightly, so that you don’t have to worry about paying too much every month.
Quick approval - If you fulfil our basic Digital Personal Loan eligibility criteria and have all the required documents in place, loan approvals are given speedily. So, if your need is to get Digital Personal Loan immediately, choose Junoon Capital Services Pvt. Ltd..
Instant disbursal - We realize that time is of the essence, and we disburse the loan instantly once all approvals are in place
No hidden charges - Whatever charges are to be paid will be mentioned clearly at the outset. We believe in having complete transparency in all our dealings with our customers. This makes sure that there are no unpleasant surprises or unexpected charges that you end up paying.
No penalty for prepayment or foreclosure - If you have extra funds and want to prepay your loan partially or fully, you can do so without worrying about any penalty or charges
Flexible repayment plans - Select a comfortable repayment tenure between 1- months to 3 months. Go for a tenure that best suits your repayment capacity. So, what are you waiting for? Get instant digital Personal Loan online from Junoon Capital Services Pvt. Ltd.to meet your various financial obligations
Simple 5 step online application - Applying for a Personal Loan from Junoon Capital Services Pvt. Ltd. is as easy as chat on whatsapp! Go to the "Apply Now" section under Personal Loan on our website/App. Enter your basic KYC details and then upload the required documents. After assessment from our side, you will receive the confirmation and receive a verification call to Approve the offer and the loan amount will be disbursed to your bank account directly. This way, you get an instant loan online without any delay.
Easy-to-use EMI calculator - Before opting for a loan, you must plan it wisely. Check out the EMI you will need to pay every month using the free Personal Loan EMI calculator available on our website. The calculator is very easy to use. Enter all the three values in the calculator, namely Personal Loan amount, interest rate, and tenure to know the exact EMI value.

Eligibility Criteria For A Digital Personal Loan

Qualifying for the Junoon Capital Services Pvt. Ltd. Digital Personal Loan is easy. You don’t have to meet a long list of eligibility criteria to get loan approval. This makes the loan easy to avail and process, thus reducing delays that could affect disbursal.

All applications are assessed based on 5 main eligibility criteria, which are:

Age The applicant must be at least 21 years old at the time of loan application and not more than 65 years old at the time of loan maturity.
Citizenship The applicant must be a citizen of India.
Work experience Applicants must have at least one year of work experience and at least three months of stable employment at their present workplace.
Employer category Applicants must work full-time for a Firm, public/private limited company or a limited liability partnership (LLP) with EPF facilities.
Monthly income Applicants must have a minimum monthly income of ₹15,000.

In addition to this, you are required to have a good CIBIL score and credit history. One of the most crucial things that can affect the interest rate on your Digital Personal Loan is your credit score. A loan applicant with a strong credit score is always favorable.

By meeting these few requirements, you can get a Digital Loan approval online.

How To Apply for A Junoon Capital Services Pvt. Ltd. Digital Loan

Step 1: Click on the ‘Apply Now’ button on our website/Mobile App EarlyWages.
Step 2: Enter basic KYC details and upload the required documents.
Step 3: Await application assessment and verification.
Step 4: Receive confirmation on approval.
Step 5: Approve the Business Loan offer and authorise disbursal.

Or From our Mobile App- “Early Wages” through the same process.

Digital Loan Product -

Loan Amount upto 30,000/-
Tenure 1-3 months
Single Repayment
Processing Fee-10%+Tax
Interest Rate 0.10% per day
Loan Insurance
Late payment– Rs.50/- per day, but not more than Rs.1500/-

Disbursement/Collection Platform / T&C

Disbursement - Online App/Web- we allowed customer to apply directly from our website-www.junooncapital.com or download our mobile App- “EarlyWages”

Collection – through NACH during the loan approval NACH allowed by the customer, and customer can also repay the loan through our website/bank account or from our mobile app

Customer Profile

Salaried with PF

Customer Selection Criteria-

Client should be in job since last 6 months
Client must have Employee Provident fund No. and it should be ducted at least 3 months before
Client must take his salary in his bank account.
Client must be agreed for Geo Tag of his home and Office
Client must be agreed to repay the loan through NACH
No DPD in last 3 months
CIBIL must be >=600

Customer KYC Documents-

Applicant PAN,
Aadhar,
Live photo,
2 Passport size Photo
Latest 6 months Bank Statement/Passbook copy
EPF No.
Job ID Card